Mintos, Lettland, 10€, 12,5%, Zu Mintos». Bondora, Bondora logo, Estland, 1€, 9,9%, Zu Bondora». EstateGuru, EstateGuru, Estland, 50€, 11,8. Da es keine Buyback-Garantie wie bei Mintos oder Viainvest gibt und Neben Bondora und Bondora Go and Grow bin ich noch bei Mintos. Ich selbst investiere mit großem Erfolg bei Mintos und werde dies auch zukünftig tun. 19 Gedanken zu „p2p Kredite Vergleich – Mintos, Twino, Bondora, Viventor &.
P2P-Plattformen im Vergleich: Meine Erfahrungen mit 6 Anbietern nach 3 JahrenMintos, Lettland, 10€, 12,5%, Zu Mintos». Bondora, Bondora logo, Estland, 1€, 9,9%, Zu Bondora». EstateGuru, EstateGuru, Estland, 50€, 11,8. Wer Go & Grow von Bondora kennt, dem wird das Konzept des neuen Mintos-Produkts bekannt vorkommen. Weiter unten gehe ich auch auf die Unterschiede. Lars Wrobbel zeigt die 3 großen Besonderheiten, die Mintos mitbringt. Es gilt wie bei Bondora das Vorkasse-Prinzip, was bedeutet, dass du erstmal Geld.
Bondora Vs Mintos 78 komentářů VideoWarum ich Mintos Invest \u0026 Access NICHT nutze Invest \u0026 Access Vs. Go and Grow
Deshalb haben Bondora Vs Mintos fГr dich die besten Echtgeld Casinos. - Wichtige Kriterien von P2P-PlattformenPersönlich war mir trotz Pferdewetten .De vielen Bondora Auswertungsmöglichkeiten das Mintos Konto aufgrund wesentlich mehr gefühlter Offenheit und Einfachheit deutlich sympathischer und mit besserem Bauchgefühl verbunden Bondora war immer eine Box mit dem gewissen Unbekannten darin. Diese Website benutzt Spiel Ohne Grenzen Moderator. Beide P2P Plattformen zählen zu den beliebtesten und populärsten Vertretern im deutschsprachigen Raum und konnten binnen der letzten Jahre eine breite Anhängerschaft aufbauen. Nur so kann das Risiko minimiert und einem Totalverlust Scrabble-Info.De werden, Grand Fantasia Download die Insolvenz Hannover Vs Leipzig Plattform droht. Gerät also ein Kreditnehmer in Zahlungsschwierigkeiten und kann seine Raten nicht mehr bedienen, droht im schlimmsten Fall der Totalausfall Deines investierten Kapitals. Auch in Sachen Substanz Englisch hat der Investor im wahrsten Sinne des Wortes die Qual der Wahl und kann beispielsweise zwischen Autodarlehen, Sunmakercasino.De, Geschäftskrediten und vielem mehr wählen.
I had my loans smoothly bought back a thousand times, so I can say: Mintos Buyback works. What I like to be careful about is the reliability of the lender.
It is the one who is entitled to refund my money when borrowers slow down their payments. Most lenders on Mintos are big, established and transparent.
I like to be always on the safe side, so I avoid the smallest, the newest and the less transparent lenders.
Too many choices, filters, jargon. It approximately works like this: I auto-invest on loans that are about to be bought back. Here I make sure to buy some late loans from certain lenders.
It worked well in the past, giving a little boost to my performance. Not losing money is my priority when investing. This is why I set up this portfolio with the aim to resist to an economic slowdown and possibly to avoid major issues in the future.
Some zero-point-something extra yield may not be making that huge difference, and safer is always better. See Mintos with your own eyes. In truth, now I am the kind of investor …I would have liked to speak to before starting myself with Mintos.
Who the hell is RevenueLand? As I said, my point of view about Mintos is built around my active use of all of its features over time.
I really put my heart in writing this. This is not some computer-generated content. If you feel this is useful to you, say thank you now by sharing it!
This way is easy to check if the team has a background in the field required. In this team picture men outnumber women. In Latvia Women outnumber men source: UN.
This is Mintos on Crunchbase. And here is the official profile of Mintos on Linkedin. BTW, Mintos is hiring!
This is the official email to apply: HR at Mintos. Of course, it has nothing to do with the famous Mentos scotch mints and their explosions, either.
Mintos ratings on this consumers reviews website are really good but, should we trust it? To be honest I believe having good ratings on this website is absolutely a good sign but, beware of who is writing.
The average reviewer might not be an expert when it comes to complex tools like this, or simply his opinion comes too early to say if he is a happy user or not because P2P lending is a long term stuff.
There are a few Mintos bad reviews, so I went straight to read the worst Mintos reviews! Here is the last one:. Since I know cashback codes may not work, I prepared a list of updated P2P bonus my readers can use or save.
Other complaints are mostly from UK residents that lately have been prevented to add funds to their Mintos account. The average Mintos review is undoubtedly good.
This is for many reasons, and one is that Mintos is simply performing as a good tool, no bad surprises, and authors are happy with it.
There are so many discussions on forums about Mintos that you could spend two days on it and understand nothing. Everybody is different and the perception of the risk id tolerated in different ways.
Only some specialized P2P forum have contributors that have been long time investors on Mintos and can talk.
All the rest is noise. Mintos is definitely well known on forums. There is a lot of discussion going on on forums since Mintos is one of the most popular P2P ever.
Beware of who is writing before taking any decision about your finances, since anyone can contribute to financial forums.
Specialized forums are usually much more reliable compared to general forums. Mintos is famous on P2P forums also among the most experienced investors who want to bring frequent changes in their portfolios.
I tried, it works. In the Invest and Access there are loans, so nothing changes, this is P2P investing. Yes, money is invested and accessible at the same time.
I have performed some tests on Invest and Access to see if the money was instantly available. Invest and Access test result:. I setup an invest and access portfolio in addition to my custom strategies.
There is NO conflict between portfolios strategies, so I can have both. Some time later I decided to cash in to see if it worked and if it was really that liquid.
Yes, as promised, money was instantly available, but only current loans. I have to write that, even though everything is beautiful now and the future looks bright, there is a bit of risk behind the investment and access strategy as well.
As I said, this is still P2P loans investing. That's where Bondora comes in: We investors provide Bondora with capital. Bondora then distributes the money among a large number of borrowers.
If a few borrowers are later unable to repay their loans, they are lost in the masses. In return, you will receive Interest which will be promptly distributed by Bondora.
So every day small amounts of your many investments come back - a passive income well! Sounds complicated?
Don't worry, Bondora manages it all automatically for you! Graphically, it looks something like this:. There's this quote by Warren Buffett:.
For a long time the P2P platforms were accused of never having experienced a real crash. Since March this is definitely no longer the case!
While in the USA the first real estate funds have already started to falter, as in , nothing has yet been seen with Bondora. With P2P platforms it is especially important to pay attention to large, established platforms.
Because among the P2P platforms there were or are like everywhere where money can be made also black sheep. But Bondora has been on the market since and is not yet one of them.
Over million Euros have already been granted in loans and an average of Despite all the successes: P2P loans are a risky investment. So invest only a small amount of your assets.
As always, you should not put all your eggs in one basket. The Schwiizerfranke portfolio at Bondora, has so far no delays or reduced returns to announce due to the financial crash of Also none of our readers has so far reported on this.
However, we have read that some investors were probably invested with larger sums and are now worried. They probably assumed that there would never be a financial crash and wanted to sell their loans and withdraw their money at the same time.
But the P2P platforms must always find buyers for the sellers, just like a stock exchange. Delays in payment for these panic dropouts therefore seem to have occurred.
We leave our money invested and see what happens. Bondora has been prepared for crises:. How does that work? For you, it looks like an overnight deposit account with 6.
Behind the scenes Bondora works with your capital and generates more than the 6. Everything beyond that is your profit, which you put aside for crises like the Corona Crash.
More information directly from the Bondora team:. Bondora offers two ways to invest in P2P loans. Let's start with the easy way:.
Technically it looks a little different, but the convenience is the same. You can access your money at any time and receive a handsome 6.
Bondora uses it to grant loans and keeps the excess return for itself. Yes, my buyback guarantee has been activated several times — it happens automatically.
Mange tak for en spaendende og inspirerende blog, som jeg foelger med stor interesse. Paa engelsk, saa ogsaa dine ikke-dansk talende laesere kan foelge med :.
I have a quick question regarding the size of your portfolios in your auto invest strategy — I can see that the portfolio sizes are set very high.
Is this to increase the total amount that can be invested for each loan originator, or what is the reason? Also, will the diversification work across strategies, or could you risk that large sums are invested through the same originator?
Hope my questions make sense. The portfolio size on your autoinvest strategy is the maximum amount that will be invested and re-invested in that particular strategy over time.
Some people use it to limit how much they want to invest in loans with certain criteria. You are right that it can influence the diversification across loan originators.
If I set my portfolio size to This is acceptable to me given my total investment is a lot higher. If your total investment is low and you only invest in few loan originators, you should maybe not set the portfolio size as high as everything might be invested in one loan originator.
Regarding your second question, diversification settings do not work across autoinvest strategies as I understand it. Your post and your results are really encouraging.
I think I might take a look at Mintos for myself. Can UK bank accounts be used or just EU accounts?
Brexit looming on the horizon. Thanks, Winnie! Thanks for replying. Yes, I also believe the stock market will be turbulent in , so crowdlending could be a way to diversify, but I would never put as much money in crowdlending as I do in stocks.
Good question. If cryptocurrencies are 1 in safe, stocks are 4, bonds are 8, then I would say a Like this, if you want to recover the invested money, you disable the autoinvest option, and in months you should be able to transfer the money you invested plus the interest.
This to avoid exposure for long periods and be able to go out ig global economic situation starts to be less favourable…. I think that is a good idea, Filipe.
You should never invest for a longer period than you are willing to take on the risk for. When that is said, I think you should never invest anything if you are not willing to lose it all.
And I think months will be too long time if a global economic crisis hits us. In general, I would consider less risky assets if you are dependent on the money or if it will hurt your net worth a lot of you lost all of it.
Yes, I actually have, but I simply do not have the time to invest manually, but I do believe you can get some really deals there!
Do you use it? Just started to look into it. Or, am I missing something? Yes, there are quite a few people who capture great loans with high interest and sell them at a premium on the secondary market.
You are exactly right. Low liquidity is definitely a downside of Mintos and other platforms. I have added it to the article now.
I have negative capital income due to interest on our housing loan. Therefore, I spoke with the Danish tax authorities a couple of years ago and they gave me that number as an approximation of what my effective tax rate is on capital gains from peer-to-peer lending.
But 7. I know the feeling. I started investing in P2P lending as a test, but having tried it and experienced the quite good returns, it has become a fixed part of my investment strategy.
I have the same concerns as you with respect to a potential crisis. Do you have a maximum percentage of your portfolio for this kind of high risk investment?
All the best, Carl. Thanks for sharing your thoughts. I am currently at 10 pct in mintos, but have seen declining interest rates probably due to the platform becoming more popular , so have started looking for alternatives and will probably be pulling my money from mintos over the coming months.
I have also started investing in peer-to-peer lending, and after doing some research, I found that Mintos was the best choice for me.
This objective review of Mintos was certainly a help in the process of finding the best peer-to-peer lending platform!
Have you started investing via other platforms since making this post? Yes, I highly agree that Mintos is one of the best out there for European investors.
Dezember Wie hilfreich war dieser Beitrag? Klicke auf die Sterne um zu bewerten! Verwandte Beiträge. Der ultimative Vergleich: Bondora vs.
Auxmoney Bondora und Auxmoney. Sind P2P Kredite wirklich seriös? Vorheriger Beitrag Ja oder nein? Geldanlage mittels ETF-Sparplan.
Nächster Beitrag Ja oder nein? Geldanlage in Aktien. Runde 2: Bin ich blind? Bei Bondora gibt es Sekundärmarkt und das schon immer….
Zum Antworten anmelden. Schreibe einen Kommentar Antworten abbrechen Du musst angemeldet sein, um einen Kommentar abzugeben. Diese Website benutzt Cookies.
Wenn Du die Website weiter nutzt, gehen wir von Deinem Einverständnis aus. OK Datenschutz. Link zum Erfahrungsbericht. The Estateguru team is proving to be able to resolve any delays and disputes in record time.
Crowdestate, EVO Estate. I have written something special also about Estateguru. Some time ago I also prepared my own ranking of the best P2P lending in Europe that goes beyond comparing Mintos or Bondora.
Passionate DIY investor building my financially peaceful future. I believe in helping people, which is why I share what I am learning.
It basically spreads out your withdrawal over time. In my case it took me two months!!! Yes, what you say it is true and it is also written in the terms and conditions.
It is also true that now it is working smoothly and that it has been working fine for the 2 previous years. This is peer to peer lending and to get those huge return I know I also get some risk.
How do I deal with it?Source: jonrandallfans.com However, its biggest advantage compared to most other P2P lending platforms is that you can access your money at any time. As a result, Go & Grow has quickly become the most popular way to invest on Bondora, which is probably where Mintos got its inspiration for Invest & Access from. The closest alternatives to Mintos may be: Mintos Vs. Peerberry; Mintos Vs. Bondora (older, less diversification, similar yields) Honestly, there aren’t many tools like Mintos, and yes, Peerberry is the one that resembles it the most. Die Entwicklung bei Mintos sehe ich nicht sehr positiv, weshalb ich dort auch € abgezogen haben. #bondora #mintos #p2p # peer2peer #cashflowstrategie Meine Konten & Depots. Bondora: Direct (peer-to-peer) Mintos: Marketplace (peer-to-business) Originator Types; Bondora: Peers Mintos: Loan Originators Investing Into; Bondora: Consumers Mintos: Consumers Average Net Return; Bondora: % Mintos: % Total Loans Funded; Bondora: m EUR Mintos: 6b EUR Investors; Bondora: k. Mintos Invest & Access vs. Bondora Go & Grow after 3 Months | € Experiment - Duration: P2P Investing Europe 4, views. RECENSIONE MINTOS 📈 Investire nel P2P Lending. 10/13/ · Mintos Vs Bondora Vs IUVO Vs Estateguru [comparison] Posted on 13/10/ 23/11/ by Sal from Revenue Land. 13 Oct. Today I try to describe the differences between Mintos, Bondora, IUVO and Estateguru. I will try to define which is for me the best peer to peer lending tool among the four, not only Mintos Vs. Bondora. Bondora vs. Mintos – Das Endergebnis. Dieser kleine Wettkampf hat gezeigt, dass Mintos definitiv der Platzhirsch unter den P2P Plattformen ist. Bondora kommt zwar nur Nuancen dahinter, muss sich jedoch Stand heute hinter Mintos einordnen und zunächst geschlagen geben. Dies soll jedoch die Qualität von Bondora in keinster Weise schmälern. 4/10/ · Bondora vs. Mintos. Secure premium and starting credit. What is Bondora and how does a P2P investment work? The P2P platform Bondora was founded in Estonia in Like the canton of Zug stands for crypto, the Baltic States stand for innovative P2P platforms. The legislation there attracted many specialists and Bondora has developed into one.